About Us

Who We Are

MidPoint Equipment Finance offers a fresh approach to equipment financing and small business loans that leaves antiquated lenders behind. After being in the finance industry since 2010, our founders took the best of our combined experience to tailor a financing opportunity to meet the needs of modern businesses. Our partnerships with bank-owned subsidiaries bring options that other similar lenders can’t access, like bank-level rates, while our unique structure allows us to offer more flexible payment scenarios to fit multiple client needs.

At MidPoint Equipment Finance, our goal is to serve business owners needing equipment financing or cash to grow or expand their company for continuing success. Our flexible and unique loan products can be just the fit for your specific circumstances when you need equipment or capital for other projects.

equipment financing for businesses in the U.S
term loans for businesses in the Midwest

What We Offer

What We Do

We finance equipment, provide term loans, credit lines and other ancillary products from $10,000 to $5,000,000. MidPoint partners with numerous equipment dealerships and commercial bankers to help their clients with quick, streamlined and secure financing solutions to keep their businesses moving or make a new start.

Our team uses the latest technology for speed, security and convenience, making a much smoother and better financing experience. By using the latest, state-of-the-art technology, we offer our financial products totally online to provide the most simple and effective financing opportunities in the industry. And it works! We have extended over half a billion dollars in loans for more than 10,000 businesses across the Midwest.

How We Do It

CREDIT REVIEW PROCESS

While we pride ourselves on utilizing data and technology to make decisions quickly, we also understand that each business is unique. Our credit process focuses on combining quantifiable data with your specific need and story. This approach allows us to provide competitive financing products to a wide array of business owners. We focus on:

Credit History – Personal and Business Credit

  • How long you’ve used credit
  • How much you’ve utilized
  • Your pay history

Your Experience

  • How long you’ve owned your business
  • If a newer business, your previous experience

Use/Opportunity

  • The use/opportunity aligns with your current situation
  • Financing would improve your situation (vs hinder)

Some businesses look great without any context needed. We know that doesn’t encompass all great businesses. If we make credit decisions that you don’t agree with, feel free to let us know. We’re happy to discuss and see if we missed something within your story. No credit process will ever be perfect. We’re mindful of being flexible when it’s warranted.