Finance Programs

Equipment Financing

Having the right equipment for your business is vitally important to your success. Equally so is having the right financing options at your disposal. MidPoint Equipment finance brings competitive products and fast, flexible solutions under one name. Our goal is to get you in the best program in the most convenient way possible. Whether you’re replacing older equipment, adding one or multiple new pieces or preparing for serious growth, we have programs for you.

We offer:

  • Loan and lease options
  • Financing up to $5 million
  • Application-Only programs
  • 100% financing
  • Deferred payment options

Equipment Credit Line


Pre-approved finance amount specifically for your equipment purchases over the course of a given year.

  • One credit process upfront so you don’t have to repeat the process each time you purchase equipment
  • The master agreement is executed once, making adding equipment incredibly simple
  • Use what you need, as you need it. No cost or commitment to any unused amount
Best For Companies Who…
  • Have multiple equipment purchases throughout the year
  • Use different vendors or suppliers for equipment
  • Are seeking the max amount of tax deductions

Sale Leaseback


Selling equipment you own outright and financing it back, receiving the cash value of the equipment

  • Free up cash while continuing to use the equipment
  • Invest in other areas of your business for a higher return
Best For Companies Who…
  • Own equipment free and clear
  • Seek to increase cash flow



Consolidate or replace existing debt using the equipment as collateral

  • Reduce your payment amount to free up cash
  • Consolidating multiple loans reduces number of payments/payees, simplifying your accounting
  • Potential cash out if there is enough equity in the equipment
Best For Companies Who…
  • Looking to lower their monthly payment(s)
  • Have multiple payments per month that are paid down at least 25%
  • Have significant equity in the equipment and could use cash



Financing for large equipment or real estate purchases, up to $20 million.

  • Simplified process, designed for additional purchases and future growth
  • Flexible structures that fit your specific opportunity
  • Non-restrictive collateral requirements
Best For Companies Who…
  • Have capital-intensive needs, greater than $2 million
  • Look to conserve bank lines